Pricing Matrix

Product Type Rates (subject to change without notice) Term
Purchase (insured) Market (fixed term); Prime + 25bps variable 1 to 5 years fixed; 5-year variable
Purchase (conventional) Market plus 1.50% 1 to 5 years fixed term
Refinance No offer No offer
Progress advance new construction (insured only) Market plus 25bps 5 year fixed only
Rentals 2 – 4 units (insured only) Market plus 1% 5 year fixed only
2nd Homes (insured only) Market plus 1% 5 year fixed only
Mini Homes (insured only) Market 5 year fixed only