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Registered Retirement Income Fund (RRIF)

A reliable way to draw income in retirement while keeping funds invested

 

Understanding RRIFs

RRIFs are a tax-sheltered plan that provides flexible, regular income in retirement while allowing the balance to continue to grow
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Tax Benefits

Only taxed on the amount withdrawn each year
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Flexibility

Choose your income amount and investment terms
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Long-Term Growth

Remaining balance stays tax-sheltered

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Estate Planning

Funds transfer to a spouse, beneficiary, or estate upon death
 
 

How Do I Get Started With RRIFs?

Flexible income to support your retirement needs
  • Variable Rate RRIF Plan: A flexible savings option with the ability to lock into a term anytime
  • One-Year Redeemable RRIF Plan ($1000 minimum): Guaranteed interest, redeemable after 30 days
  • Fixed Rate RRIF Plan ($1000 minimum): Locked-in rates for 1 to 5 years, ideal for long-term growth
 
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Looking for more information about RRIF transfers?

Our qualified staff will be pleased to discuss RRIF features and options in more detail