Guaranteed Investment Certificate (GIC)
GICs are a low-risk option to diversify an investment portfolio
Understanding GICs
Guaranteed Investment Certificates (GICs) offer a secure way to grow savings with a fixed rate of return over a set term. They protect investors from fluctuating interest rates, making them a reliable option for financial planning. Ideal for individuals, trustees, organizations and corporations
Why Invest in a GIC?
Guaranteed Growth
GICs provide a guaranteed rate of return over a fixed term, protecting savings from market fluctuations
Predictable Earnings
Interest is earned over time at a fixed rate, offering predictable growth and financial security
Flexible Terms
Choose from a variety of term lengths ato align with financial goals, with options for cashable and non-redeemable GICs
Low-Risk Investing
GICs are a secure investment, backed by financial institutions, making them a stable choice for long-term planning
GETTING STARTED WITH A GIC
Secure and predictable growth with flexible options
- Fixed Term GIC: Guaranteed rates for terms of 1 to 5 years
- Interest Payments: Paid annually, semi-annually, monthly or compounded
- Minimum Investment: $500 for annual, semi-annual, or compound; $5,000 for monthly interest
- Deposit Options: Interest deposited to any financial institution
- Ownership: Available for individuals, joint accounts, corporations or organizations
- Loan Collateral: Can be pledged for a loan
- Estate Planning: Single GICs are redeemable; joint GICs transfer to the survivor
Ready to Grow Your Savings? Learn More about GICs
Our qualified staff will be pleased to discuss GIC features and options in more detail
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Copyright 2025 League Savings and Mortgage Company. All rights reserved.
Copyright 2025 League Savings and Mortgage Company. All rights reserved.
