Mortgage Penalty Calculator If you would like to know how much penalty you will get, enter the information below and click Calculate. Home Mortgages Commercial Residential Credit Union Connect Investing GIC And Term Deposits Investment Forms Registered Products Calculators CU Login If you would like to know how much penalty you will get, enter the information below and click Calculate. Mortgage Data Input Here Current Mortgage Balance $ Your Current Interest Rate % Today’s Posted Interest Rate % Remaining Term (months) to Maturity month(s) Fixed or Variable Rate Fixed Variable Mortgage Penalties 3 Month Interest Penalty $ IRD – Interest Rate Differential $ Your Mortgage Penalty Current Mortgage Balance $ Your Penalty $